Independent Insurance Agency

We work for you, not the company, and Abel & Associates Insurance, Inc. can provide you with every type policy for your budget and your peace of mind. Our staff will work with you to find the plan or policy that fits best into your needs best, not a prepackaged bundled deal. Will make the policy fit, not make you fit the policy.

Serving Indiana and Illinois

We serve many communities in Indiana and Illinois by finding the best riders and policies for our customers' needs. Whether you're on Eastern or Central Time, from Monticello, in Indiana or Illinois, you've found a great partner! One of our agents will become your agent. They'll work with you on making sure you have balance between cost and covereage.

Many Great Options

Whether you are looking for small business, big business, auto, home, renters, boaters, or about any other sort of insurance, we're here to help. Instead of working for one carrier, we work with many of them to provide you the best solutions for all your needs. We'll do all the heavy lifting and get things set up.


Our mission is to provide our customers with the best service possible and to provide quality insurance products with well-respected companies at a fair price.

That means we will leverage our knowledge and industry connections to find a premium and policy that covers your bases, gives you peace of mind, and keeps a little left in your wallet. Whats even better, we specialize in serving Monticello and the surrounding Illinois and Indiana area. You'll find main-street service with big-business prices.

Premiums & Policies

Home Owners Insurance Policies

  • Competitive Premiums
  • Neighborhood Touch
  • All the Best Rates from the Best Insurance Companies
  • Convenient Payment
  • Local Agents Serving Monticello
  • Around the Corner Service

We want to be your 'go-to' for all your insurance needs.

Looking for a specific product, looking to compare different plans and insurance policies? Click the 'Get Started Button' to begin a quote!